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Drivers, Local Authorities Deal with Tough Winter’s Potholes Trusted Choice® survey shows about 50% of U.S. car owners report vehicle pothole damage.   Georgetown, Texas, March 19, 2015 Poor road conditions have cost consumers and the insurance industry at least $27 billion ... READ MORE >>

The cost and crashworthiness of vehicles as well as drivers’ safety habits affect the cost of auto insurance. Out of concern for public safety and to help reduce the cost of crashes, insurers support safe driving initiatives. It is a major supporter of anti-drunk driving and seatbelt usage campaigns. READ MORE >>

While self-storage units may be a useful way to de-clutter your home, having the right insurance coverage is the best way to financially protect your belongings—no matter where they are, according to the Insurance Information Institute(I.I.I.). READ MORE >>

While the 5.7 earthquake that shook the coast of Northern California on Wednesday caused no major damage or injuries, it did serve as a vivid reminder that people in many parts of the U.S. face risks from earthquakes and should consider purchasing earthquake insurance coverage, according to the Insurance Information Institute (I. READ MORE >>

Social Host Liability Be a Responsible Host When It Comes to Serving Alcohol at Parties Whether you are hosting a Super Bowl party or greeting the New Year with friends in your home, if you are planning to serve alcohol at any type of party it is important to take steps to limit your liquor liability and make sure you have the proper insurance. READ MORE >>

Research shows that fatigue is a significant factor in motor vehicle, commercial trucking and rail collisions. Drowsy driving causes more than 100,000 motor vehicle crashes a year, resulting in 40,000 injuries and 1,550 deaths, according to National Highway Traffic Safety Administration research. READ MORE >>

Flooding is the most common and costly natural disaster in the United States, causing an average of $50 billion in economic losses each year. Most U.S. natural disasters declared by the president involve flooding. There is no coverage for flooding in standard homeowners or renters policies or in most commercial property insurance policies. READ MORE >>

UP FRONT Property/casualty insurance fraud amounts to about $32 billion a year, according to industry estimates. READ MORE >>

THE TOPIC Each new generation of cars is equipped with more automated features and crash avoidance technology. Indeed, many of today’s high-end cars and some mid-priced ones already have options, such as blind-spot monitoring, forward-collision warnings and lane-departure warnings. READ MORE >>

THE TOPIC Motor vehicle crashes are the leading cause of death among 15- to 20-year olds, according to most recent data (2009) from the National Center for Health Statistics. Immaturity and lack of driving experience are the two main factors leading to the high crash rate among teens. READ MORE >>

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