Home Page Get A Quote

Why lowering your insurance coverage is not the best way to save money.

Reducing your home or auto coverage may expose you to financial liability issues. We consider insurance just that: investing now in order to avoid large payments in the future.

There are a few factors that could safely lower your home and auto policies. Together, we work with customers to determine if any adjustments can be made. Examples would be raising your deductibles, getting multi-policy discounts, taking defensive driving, getting good grade discounts and many other money saving ideas.

Customers may realize the biggest savings when they purchase both a homeowner’s policy and an auto insurance policy from us.  By packaging your home and auto policies, you may get an additional credit of up to 20% on your home and a 20% credit on your auto.   Many companies only write a 1% deductible on clause 1 of your homeowners. Clause 1 is for wind and hail damage. We represent companies that still write clause 1 deductibles for $250, $500 or $1,000. 

We encourage you to review endorsements with our account managers to make sure you have all the endorsements you need and remove any you may not need.   Remember, homes typically appreciate in value.  You should evaluate your insurance policies every year to make sure that you have enough coverage and also to maximize any savings opportunities available to you.

Share |


No Comments


Post a Comment
Name
Required
E-Mail
Required (Not Displayed)
Comment
Required


All comments are moderated and stripped of HTML.
Submission Validation
Required
CAPTCHA
Change the CAPTCHA codeSpeak the CAPTCHA code
 
Enter the Validation Code from above.
NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive


View Mobile Version
Footer Links
Home Round Rock Homeowners Insurance Insurance Blog About Us Contact Us Blog RSS Feed Like us on Facebook Follow us on Twitter Connect on Linked In Driving Directions Blog RSS Feed Find us on Facebook Follow us on Twitter Connect on LinkedIn Homepage Austin Car Insurance Blog About Contact Driving Directions to the Georgetown office Homepage Privacy Policy