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Did you know that you can insure your major appliances, heating, cooling and other systems in your home against mechanical breakdown? Equipment Breakdown coverage is a useful and popular addition to many of our homeowner policies. It protects you against unexpected repair or replacement costs due to a me­chanical, electrical, or pressurized systems breakdown. For example, perhaps your air conditioning system gives out in a hot summer. Most homeowners polices typically exclude these types of losses. While individual warranty plans are available, many are unreasonably costly, confusing, and burdensome to manage.  In comparison, equipment breakdown coverage is approximately $30 a year.

Equipment Break­down coverage, which we offer through Central Insurance, helps protect both your home and your budget. Download more information about this home insurance addition.


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