When you are involved in an accident, it is an overwhelming and confusing experience. It may be hard to keep a level head and take the appropriate steps to make sure everyone is safe and the facts are documented. Keep these tips in your glove compartment as a guide should you be involved in an auto accident.

 

  1. Aid the Injured
    • Don't move injured individuals unless absolutely necessary.
    • Warn other drivers.
  2.  

  3. Call the Police
    • Give the exact location and advise if medical help is needed.
    • Write down the name and badge number of police who assist you. Are they state or local police, or the county sheriff's deputies?
    • Was anyone given a ticket? If so, who?
    • Was anyone injured? If so, obtain facts about the injured person(s) (step 5).
  4.  

  5. Record Facts about YOUR Vehicle
    • Date, time, and location of accident.
    • Driver's name, age, address, and telephone number.
    • Name of driver's employer.
    • Nature of damage to your vehicle.
  6.  

  7. Obtain Facts about OTHER Vehicle(s)
    • Driver's name, address, and telephone number.
    • Make and year of vehicle, license number, and registration number.
    • Insurance company's name, address, and telephone number.
    • Nature of damage to the other vehicle(s).
  8.  

  9. Obtain Facts about Injured Person(s)
    • Name, age, address, and nature of injury of anyone injured.
    • Was injured in policyholder's vehicle, in other vehicle, or a pedestrian?
    • Nature of injury.
    • Where were they taken or treated?
  10.  

  11. Record Facts about Other Property Damaged (Non-Vehicles)
    • Property owner's name, address, and telephone number.
    • Object damaged.
    • Nature of damage.
  12.  

  13. Record Facts about Witnesses
    • Get the name, address, and telephone numbers of at least two people who saw the accident.
  14.  

  15. Describe the Accident
    • Describe what happened and draw a complete diagram of the area showing your vehicle and other vehicles involved.
    • Indicate North direction.
    • Include the city and state, as well as street or highway number.
  16.  

  17. Call Your Agent or Insurance Company Representative

Article Source: http://www.central-insurance.com

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