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5 Things Renters Need to Know About Flood Insurance

Many renters fail to realize that while their renters insurance might cover things such as theft or fire damage, their policies likely do not cover flood-related damage caused by rising rivers or natural disasters. Flood insurance policies are offered separately from standard renters insurance as an add-on protection for those living in areas more prone […]

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How Job Loss May Impact Insurance Premiums in Texas

With the U.S. economy continuing to reel from the impact of COVID-19, many Texas residents have found themselves in the precarious position of having to sacrifice medical insurance due to job loss. A staggering 2.5 million Texas residents have filed for unemployment since mid-March, and researchers estimate that between 23 million and 43 million people […]

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Coronavirus Impact on Business Insurance & Employee Benefits

As we all continue to navigate the uncharted waters surrounding COVID-19 and its impact on nearly every aspect of life, you may be wondering what the direct implications will be for your business insurance and employee benefits. Frequently Asked Questions Concerning the Coronavirus Impact on Business Insurance At Evans, Ewan & Brady Insurance Agency, we’ve […]

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How will COVID-19 Impact Auto Insurance?

Amidst all of the uncertainties surrounding the COVID-19 pandemic, you may be wondering what the effects could be on your auto insurance. Should you get a discount since you aren’t driving as frequently? Do you need insurance at all while you are sheltering in your home? Let’s dig into what the current climate means when […]

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What to Consider When Buying Life Insurance

Life insurance is incredibly important because it will help ease your mind knowing that your loved ones will be financially safe if you were to pass away unexpectedly. While it is a tough subject to try and be open about, it is one that is important to protecting your loved ones. There are many aspects […]

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New Year’s Insurance Review

When it comes to the new year, people often take a step back and look for places in their lives that they want to change. Some of the most popular resolutions are: To lose weight To quit smoking To drink less or quit drinking While these are great resolutions to have for the beginning of […]

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Lightning Safety: Myths vs. Facts

With 1,800 thunderstorms in progress at any given time on Earth, it’s important to be able to sort out the myths from the facts when it comes to lightning safety. And keep in mind that the best lightning safety plan of all is to take shelter in a house or other structure, or a hard-topped […]

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Hurricane Season Insurance Checklist

You probably make a checklist for performing home repairs, a shopping list before hitting the grocery store, or perhaps a to-do list for work assignments—but do you have a checklist for reviewing your insurance coverage? The start of hurricane season is right around the corner (June 1 – November 30). So now’s the time to […]

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Distracted Driving

UP FRONT Activities that take drivers’ attention off the road, including talking or texting on mobile devices, eating, conversing with passengers and other distractions, are a major safety threat. In 2014, 3,179 people died in distraction-affected crashes, based on National Highway Traffic Safety Administration (NHTSA) criteria. The number of state legislatures passing measures that address […]

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Tornadoes and Thunderstorms

TORNADOES A tornado is a violently rotating column of air that extends from a thunderstorm and comes into contact with the ground, according to the National Oceanic and Atmospheric Administration (NOAA). In an average year about 1,000 tornadoes are reported nationwide, according to NOAA. Tornado intensity is measured by the enhanced Fujita (EF) scale. The […]

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