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Flood cars: How to avoid purchasing a washed-up vehicle

Tips for spotting auto fraud The facts about flooded cars Like other natural disasters, floods can create enormous damage to properties and vehicles. Flood vehicles offer a tempting opportunity for criminals to defraud unsuspecting consumers. By definition, a flood vehicle has been completely or partially submerged in water to the extent that its body, engine, […]

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Do I need insurance for a child going away to college?

With burglaries constituting approximately 50 percent of all on-campus crimes, according to the National Center for Education Statistics, it is more important than ever that college students and their parents review their insurance coverage. For students who live in a dorm, most personal possessions are covered under their parents’ homeowners or renters insurance policies. However, […]

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Cyberrisk: Threat And Opportunity

This white paper examines the current exposure to cyberrisk and how insurers are responding: Interest in cyber insurance and risk continues to grow beyond expectations in 2016 in part due to high profile data breaches, but also due to awareness of the almost endless range of exposures businesses face. Attacks and breaches have grown in […]

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Lightning Safety: Myths vs. Facts

With 1,800 thunderstorms in progress at any given time on Earth, it’s important to be able to sort out the myths from the facts when it comes to lightning safety. And keep in mind that the best lightning safety plan of all is to take shelter in a house or other structure, or a hard-topped […]

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Hurricane Season Insurance Checklist

You probably make a checklist for performing home repairs, a shopping list before hitting the grocery store, or perhaps a to-do list for work assignments—but do you have a checklist for reviewing your insurance coverage? The start of hurricane season is right around the corner (June 1 – November 30). So now’s the time to […]

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Oroville Dam Crisis Highlights Importance Of Flood Insurance, Preparedness

ACRAMENTO, CA, February 14, 2017 —Homeowners and businesses in California’s Butte, Sutter and Yuba counties who have flood insurance will be covered if the Lake Oroville Dam’s auxiliary spillway fails, according to the Insurance Information Institute (I.I.I.). “The potential for flooding poses a significant threat to life and property in these three northern California counties […]

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Distracted Driving

UP FRONT Activities that take drivers’ attention off the road, including talking or texting on mobile devices, eating, conversing with passengers and other distractions, are a major safety threat. In 2014, 3,179 people died in distraction-affected crashes, based on National Highway Traffic Safety Administration (NHTSA) criteria. The number of state legislatures passing measures that address […]

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Tornadoes and Thunderstorms

TORNADOES A tornado is a violently rotating column of air that extends from a thunderstorm and comes into contact with the ground, according to the National Oceanic and Atmospheric Administration (NOAA). In an average year about 1,000 tornadoes are reported nationwide, according to NOAA. Tornado intensity is measured by the enhanced Fujita (EF) scale. The […]

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Winter Storms

Winter storms caused an estimated $3.5 billion in insured losses in 2015, up from $2.6 billion in 2014, according to Munich Re. From 1995 to 2014 winter storms resulted in about $27 billion in insured catastrophe losses (in 2014 dollars), or more than $1 billion a year on average, according to Property Claim Services (PCS). […]

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Take A Stand Against Domestic Violence By Being Financially Prepared To Leave An Abusive Partner

Financial security and access to resources can make all the difference to domestic violence victims when deciding to leave an abusive relationship. And insurance is an important component of financial planning that can help survivors move forward, according to the Insurance Information Institute (I.I.I.). “Financial abuse is a common tactic used by abusers to gain […]

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