Myth or Fact: Car color affects auto insurance?

Or Ask EEBINS: Does the color of my car affect the price of my auto insurance?

Pearl/White is the most popular car color for the last five years, but it’s not because drivers get a better deal on insurance.

Insurers are more interested in your driving record, how far you drive and where you live than the color of your car.

What does matter is the type of car you drive. Car insurance premiums are based on make, model, body type, engine size, car age, driver’s age, driving record and credit history. The car’s sticker price and overall safety record may also affect auto insurance premiums.

Insurance companies may offer discounts on car insurance premiums for safety features, such as daytime running lights and anti-theft devices. Read more about choosing a safe car (link to November blog).

Most Popular Car Colors in the World

Posted 4:46 pm
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