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Oroville Dam Crisis Highlights Importance Of Flood Insurance, Preparedness

ACRAMENTO, CA, February 14, 2017 —Homeowners and businesses in California’s Butte, Sutter and Yuba counties who have flood insurance will be covered if the Lake Oroville Dam’s auxiliary spillway fails, according to the Insurance Information Institute (I.I.I.). “The potential for flooding poses a significant threat to life and property in these three northern California counties […]

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Distracted Driving

UP FRONT Activities that take drivers’ attention off the road, including talking or texting on mobile devices, eating, conversing with passengers and other distractions, are a major safety threat. In 2014, 3,179 people died in distraction-affected crashes, based on National Highway Traffic Safety Administration (NHTSA) criteria. The number of state legislatures passing measures that address […]

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Tornadoes and Thunderstorms

TORNADOES A tornado is a violently rotating column of air that extends from a thunderstorm and comes into contact with the ground, according to the National Oceanic and Atmospheric Administration (NOAA). In an average year about 1,000 tornadoes are reported nationwide, according to NOAA. Tornado intensity is measured by the enhanced Fujita (EF) scale. The […]

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Winter Storms

Winter storms caused an estimated $3.5 billion in insured losses in 2015, up from $2.6 billion in 2014, according to Munich Re. From 1995 to 2014 winter storms resulted in about $27 billion in insured catastrophe losses (in 2014 dollars), or more than $1 billion a year on average, according to Property Claim Services (PCS). […]

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Take A Stand Against Domestic Violence By Being Financially Prepared To Leave An Abusive Partner

Financial security and access to resources can make all the difference to domestic violence victims when deciding to leave an abusive relationship. And insurance is an important component of financial planning that can help survivors move forward, according to the Insurance Information Institute (I.I.I.). “Financial abuse is a common tactic used by abusers to gain […]

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Six Tips To Help Seniors Prepare For A Disaster; September Is National Disaster Preparedness Month

Senior citizens who plan ahead for natural disasters have the best chance of remaining safe–both physically and financially, according to the Insurance Information Institute (I.I.I.). While planning for a disaster is important for everyone, it is even more crucial for older adults who may be mobility restricted, have age-related hearing and vision loss, or have […]

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Making Sure Your Home Is Properly Covered for a Disaster

For many people, their home is their greatest asset, so it is crucial to avoid being underinsured. To protect their investment from disasters, homeowners should update their insurance regularly to include improvements, major purchases and increased rebuilding costs. Since the end of the Great Recession in June 2009, despite the major drop off in construction […]

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Identity Theft and Cybercrime

THE SCOPE OF IDENTITY THEFT The 2016 Identity Fraud Study, released by Javelin Strategy & Research, found that $15 billion was stolen from 13.1 million U.S. consumers in 2015, compared with $16 billion and 12.7 million victims a year earlier. In the past six years identity thieves have stolen $112 billion. Following the introduction of […]

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Auto Insurance Basics—Understanding Your Coverage

The basic personal auto insurance mandated by most U.S. states provides some financial protection if you or another driver using your car causes an accident that damages someone else’s car or property, injures someone or both. But to make the best decisions about purchasing other types of auto insurance coverage you might need, you’ll want […]

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Six Tips For Taking The Wheel When It Comes To Shopping For Car Insurance

Over the last two years, auto insurance costs have risen on average about 10 percent, according to the I.I.I. Why? A better job market: More people working means more people driving—and that means more accidents. Indeed, motor vehicle crash fatalities rose 8 percent from 2014 to 2015 according to the National Safety Council, the largest […]

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