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July Newsletter

DID YOU KNOW? JULY 2016 IS… Ice Cream Month Cell Phone Courtesy Month Independent Retailer Month Picnic Month SUNSET MOVIE SERIES Grab a blanket or some chairs and enjoy a movie in the great outdoors! Bring some snacks and enjoy the family movies we have scheduled this summer. All movies are free to the public […]

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Droughts and Heat Waves

Drought According to the U.S. Drought Monitor (USDM), as of July 12, 2016, Moderate to Exceptional drought is impacting about 15 percent of the area of the United States, affecting 79.5 million people. In response to California’s historic drought which began in 2012, on May 5, 2015, for the first time in the state’s history, […]

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Dog Bites Accounted For More Than One-Third Of All Homeowners Liability Payouts Last Year

Dog bites (and other dog-related injuries) accounted for more than one-third of all homeowners insurance liability claim dollars paid out in 2015, costing in excess of $570 million, according to the Insurance Information Institute (I.I.I.) and State Farm®, the largest writer of homeowners insurance in the United States. An analysis of homeowners insurance data by […]

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Unclaimed Life Insurance Benefits

Sometimes life insurance benefits are left unclaimed after a policyholder dies. This is an unfortunate problem under any circumstances, but especially now, when many people are struggling financially. What is more, this is an easily preventable outcome. To ensure that your life insurance benefits do not go unclaimed it is important to understand why this […]

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Spring Is Motorcycle Season; And Time to Check Your Bike Has the Right Insurance Coverage

Marking the start of spring, motorcycle enthusiasts gathered this month at a rally in Daytona Beach, Florida, and will do so again in June in Johnstown, Pennsylvania. But do they have the right insurance coverage? Motorcycle insurance is a must for any avid biker, according to theInsurance Information Institute (I.I.I.). “Auto insurers often offer motorcycle […]

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For Businesses Digging Out From the First Blizzard of 2016, a Guide to the Insurance Claims

For Businesses Digging Out From the First Blizzard of 2016, a Guide to the Insurance Claims Filing Process What Is—and Is Not—Covered by Business Owners’ Policies JANUARY 26, 2016 FOR IMMEDIATE RELEASE New York Press Office: (212) 346-5500; media@iii.org NEW YORK, January 26, 2016 — Business owners who suffered damage due to the blizzard that struck a […]

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How Can I Save Money On Auto Insurance?

The price you pay for your auto insurance can vary by hundreds of dollars, depending what type of car you have and the insurance company you buy your policy from. Here are some ways to save money. 1. Shop Around Prices vary from company to company, so it pays to shop around. Get at least […]

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How to Save Money on Your Homeowners Insurance

The price you pay for your homeowners insurance can vary by hundreds of dollars, depending on the size of your house and the insurance company you buy your policy from. Here are some ways to save money. Shop Around Prices vary from company to company, so it pays to shop around. Get at least three […]

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Get the Facts on Flood Insurance

Flood Insurance NOVEMBER 2015 THE TOPIC Flooding is the most common and costly natural disaster in the United States, causing an average of $50 billion in economic losses each year. Most U.S. natural disasters declared by the president involve flooding. There is no coverage for flooding in standard homeowners or renters policies or in most […]

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What Determines the Price of My Auto Insurance Policy?

The average yearly auto insurance premium is around $800, but there is wide variation around this average. Many factors can affect your premium, and they all help determine how likely you are to have an accident. Perhaps surprisingly, many of them do a better job than just your driving record. Not all companies use all […]

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