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Another Northern California Quake Underlines Importance of Having Earthquake Insurance

While the 5.7 earthquake that shook the coast of Northern California on Wednesday caused no major damage or injuries, it did serve as a vivid reminder that people in many parts of the U.S. face risks from earthquakes and should consider purchasing earthquake insurance coverage, according to the Insurance Information Institute (I.I.I.). Earthquakes are not covered under standard U.S. […]

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Ring in a Safe and Happy New Year!

Social Host Liability Be a Responsible Host When It Comes to Serving Alcohol at Parties Whether you are hosting a Super Bowl party or greeting the New Year with friends in your home, if you are planning to serve alcohol at any type of party it is important to take steps to limit your liquor […]

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Drowsy Driving

Research shows that fatigue is a significant factor in motor vehicle, commercial trucking and rail collisions. Drowsy driving causes more than 100,000 motor vehicle crashes a year, resulting in 40,000 injuries and 1,550 deaths, according to National Highway Traffic Safety Administration research. An AAA Traffic Safety Foundation study found that 37 percent of drivers report […]

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Self-Driving Cars and Insurance

THE TOPIC Each new generation of cars is equipped with more automated features and crash avoidance technology. Indeed, many of today’s high-end cars and some mid-priced ones already have options, such as blind-spot monitoring, forward-collision warnings and lane-departure warnings. These will be the components of tomorrow’s fully automated vehicles. At least one car manufacturer has […]

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National Teen Driver Safety Week

THE TOPIC Motor vehicle crashes are the leading cause of death among 15- to 20-year olds, according to most recent data (2009) from the National Center for Health Statistics. Immaturity and lack of driving experience are the two main factors leading to the high crash rate among teens. Teens’ lack of experience affects their recognition […]

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Identity Theft On The Rise For The Second Year In A Row

Identity Theft On The Rise For The Second Year In A Row; Insurance Coverage Is Available For Consumers October Is National Cyber Security Awareness Month OCTOBER 13, 2014 FOR IMMEDIATE RELEASE New York Press Office: (212) 346-5500; media@iii.org NEW YORK, October 14, 2014 — Identity theft is happening everywhere. Data from retail stores, hotels, banks and other […]

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Number of Renters Is On The Rise—But Few Of Them Have Insurance

In Many U.S. Cities Where Renters Outnumber Homeowners, Disaster Risk is High SEPTEMBER 22, 2014 FOR IMMEDIATE RELEASE New York Press Office: (212) 346-5500; media@iii.org NEW YORK, September 22, 2014 — The number of renters has grown dramatically in some of the most populous—and disaster-prone—U.S. cities, yet few renters actually purchase insurance, according to the […]

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After The Quake: How Business Owners Can Prepare For an Insurance Adjuster’s Visit

After reporting a loss, your insurance company will either send a proof of loss form for you to fill out, or schedule an appointment for an insurance adjuster to inspect the site and guide you through the claims process. As part of this process, the adjuster will review all information and your policy to determine […]

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Earthquakes: Risk and Insurance Issues

he U.S. has about 20,000 earthquakes a year, mostly small, and 42 states are at risk of quakes, according to the U.S. Geological Survey. Insured losses from earthquakes were about $45 million in 2013, far below 2011’s $54 billion, the highest amount ever recorded, according to Swiss Re. The California Earthquake Authority, the state-run entity […]

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In Time for Peak Hurricane Season, Five Tips on How to Have the Right Type and Amount of Insurance

The I.I.I. Explains How to Financially Protect Your Home Against a Disaster In Time for Peak Hurricane Season, Five Tips on How to Have the Right Type and Amount of Insurance Coverage JULY 28, 2014 FOR IMMEDIATE RELEASE New York Press Office: (212) 346-5500; media@iii.org The I.I.I. Makes Available Broadcast Quality Interviews, Sound Bites and […]

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