Financially speaking, liability limits are the most important part of your car insurance policy. You need to understand your selected liability limits and why you should carry enough liability coverage. In Texas you are required to carry a minimum of $30,000 bodily injury per person, $60,0000 bodily injury per accident and property damage of $25,000. We recommend that clients carry a minimum of $100,000 per person bodily injury, $300,000 bodily injury per accident and $ 100,000 property damage. We encourage everyone to carry an umbrella of at least $1,000,000.
When a car accident occurs, no one’s ever been sorry that they had these amounts on their insurance policy.
Whether you’re driving along Williams Drive in Georgetown, commuting up and down I-35 to Round Rock or Austin, or simply cruising through a parking lot, accidents can happen. After you’ve accidentally hurt someone – or something – remember that you do not have to be wealthy to be sued like you are wealthy. We like to remind our clients that you’ve worked hard to get where you are, and you don’t want that to be taken from you.
When you get an auto quote from us, we walk you through an illustrated guide to your car insurance policy so that you’ll have a picture-perfect understanding of liability limits. If you have any questions about your current car insurance, call us anytime at 512-869-1511.