What to Do if You are Involved in an Accident

When you are involved in an accident, it is an overwhelming and confusing experience. It may be hard to keep a level head and take the appropriate steps to make sure everyone is safe and the facts are documented. Keep these tips in your glove compartment as a guide should you be involved in an auto accident.

    1. Aid the Injured
      • Don’t move injured individuals unless absolutely necessary.
      • Warn other drivers.
    1. Call the Police
      • Give the exact location and advise if medical help is needed.
      • Write down the name and badge number of police who assist you. Are they state or local police, or the county sheriff’s deputies?
      • Was anyone given a ticket? If so, who?
      • Was anyone injured? If so, obtain facts about the injured person(s) (step 5).
    1. Record Facts about YOUR Vehicle
      • Date, time, and location of accident.
      • Driver’s name, age, address, and telephone number.
      • Name of driver’s employer.
      • Nature of damage to your vehicle.
    1. Obtain Facts about OTHER Vehicle(s)
      • Driver’s name, address, and telephone number.
      • Make and year of vehicle, license number, and registration number.
      • Insurance company’s name, address, and telephone number.
      • Nature of damage to the other vehicle(s).
    1. Obtain Facts about Injured Person(s)
      • Name, age, address, and nature of injury of anyone injured.
      • Was injured in policyholder’s vehicle, in other vehicle, or a pedestrian?
      • Nature of injury.
      • Where were they taken or treated?
    1. Record Facts about Other Property Damaged (Non-Vehicles)
      • Property owner’s name, address, and telephone number.
      • Object damaged.
      • Nature of damage.
    1. Record Facts about Witnesses
      • Get the name, address, and telephone numbers of at least two people who saw the accident.
    1. Describe the Accident
      • Describe what happened and draw a complete diagram of the area showing your vehicle and other vehicles involved.
      • Indicate North direction.
      • Include the city and state, as well as street or highway number.
    1. Call Your Agent or Insurance Company Representative

Article Source: http://www.central-insurance.com

Posted 2:26 pm