Construction & Contractor Insurance in Austin & Central Texas

Austin and the surroundings areas of Texas are among the fastest growing in the nation, requiring an ever-increasing need for quality construction services like yours. While you may be eager to break ground on your next big project, it’s important that you have the best insurance coverage possible to protect your team and your equipment. When you need quality construction and contractor insurance coverage, Evans, Ewan & Brady Agency can provide you with a policy that will allow you to move forward with your project safely.

For more information about our construction and contractor insurance offerings, call us at 512-869-1511 or schedule an appointment online to speak with one of our friendly and knowledgeable representatives today!

Comprehensive Construction Coverage in Austin

We understand that there are a lot of moving parts and many people involved in a successful build, which is why it’s crucial that you have the coverage you need. Not only do you need to consider your team of builders, but your equipment as well.

Texas Contractor License Bond Requirements

While Texas does not have a license bond requirement regulated by the state government, several cities, towns, counties, and other local jurisdictions have license and permit bonding requirements in place. Our team at Evans, Ewan & Brady are happy to discuss your specific needs when it comes to license bonds for your upcoming construction project to make sure you have the coverage you need, right when you need it.

Call our team today to discuss your unique coverage needs at 512-869-1511 or schedule an appointment online!

Contractor Liability Coverage

As a contractor, you work hard to make sure your customers get exactly what they want. Whether you’re remodeling a home, building an apartment complex, or constructing a parking garage, we know that you perform your work at the highest level of excellence every day. You also know that the nature of your work comes with certain builder’s risks. Having contractor liability coverage lets you focus on your work with confidence, having the peace of mind that if something goes wrong at any point, you are backed by great coverage. Here’s why your business needs liability insurance, no matter what size it may be:

  • Protection of your jobsite assets: Having the necessary tools and skilled crew is essential for the completion of a quality construction project. We recommend that builders get coverage for their equipment and tools, such as front-end loaders, generators, and small hand tools. Vehicle insurance is also great to include in your policy if you utilize a company vehicle on the job.
  • Coverage for job site injuries: Even if your team has the best OSHA training available, accidents happen on job sites every day. In fact, 1 in 10 construction workers is injured on the job site each year.
  • Helps you win bids and gain new clients: With so much new construction happening all over Texas, it’s important to position yourself to be competitive. When you bid on construction jobs, you often supplement your bid with Requests for Information (RFIs), which commonly inquire about your safety procedures and how you ensure no damage will come to the property. You may be required to meet specific liability insurance limits, making coverage essential for your company’s growth.
  • Required by law: States often have their own requirements when it comes to contractor insurance. Texas requires contractors to furnish proof of general liability insurance before they start a job to protect against claims of damage or injury.

When it comes to protecting your team and your equipment, along with growing your business by expanding your client base, contractor liability coverage is a no-brainer. The only question that remains is who to choose for your coverage. Evans, Ewan & Brady has been working with contractors for over 70 years, providing comprehensive coverage for contractors so that they can perform their jobs with ease.

If you’d like more information on contractor’s liability coverage for your upcoming project, contact our team today at 512-869-1511 or schedule an appointment online!