Group Health Insurance in Austin & Central Texas

Group health insurance health plans provide coverage to a group of individuals, usually company employees or members of an organization. Group health insurance plans help you ensure that you and your employees have access to a variety of health care services.

Evans, Ewan & Brady is an independent insurance agency providing you the opportunity to review your insurance policies annually. Evans, Ewan & Brady has been delivering prompt and efficient service since 1928, and our agents are sure to help you find the group health insurance solution for you and your business.

Contact Evans, Ewan, and Brady for group health insurance by calling 512-869-1511 or by contacting us online.

How Does Group Health Insurance Work?

Health insurance helps pay for health care expenses. When you pay a monthly premium for health insurance, your insurance company pays a portion of your medical costs. These medical costs can be incurred by regular doctor checkups, ongoing care for chronic conditions, or treatments for accidents. Each group health insurance plan will offer different coverage, both in services covered and in the amount the plan will pay toward medical costs.

Once you have selected a plan, the group members can decide to either accept or decline the coverage. There may be two tiers of coverage: basic coverage and one or more levels of advanced coverage with add-ons. The health insurance may be extended to dependents of immediate family for an extra cost. The monthly premium is split between the organization and its members based on the plan.

Benefits of a Group Health Insurance Plan

The advantage of a group plan is that it spreads risk across a pool of insured individuals. Shared risk keeps premiums low, which benefits the overall group. Insurers can have control over costs through health maintenance organizations, which provide a contract with insurers to provide care to members.

Contact Evans, Ewan & Brady Insurance

Protect your business and your employees with group health insurance. Our knowledge of the insurance industry allows us to offer the group health insurance policies that best fit your situation. We also can help you choose other beneficial business policies, such as general liability, workers’ compensation, and business property insurance.

Contact Evans, Ewan, and Brady for group health insurance by calling 512-869-1511 or by contacting us online.