Manufactured Home Insurance in Austin Metro Area

If you’ve recently purchased or are planning to purchase a manufactured home, you’ll want to ensure it remains protected with the necessary coverages. Just as with traditional home purchases, you’ll need to secure a manufactured home insurance policy to protect your interests. Evans, Ewan & Brady Insurance Agency has the top-quality manufactured home insurance policies you need to make sure your home stays protected in an unforeseen event.

Our team has provided Austin-area homeowners with the manufactured home insurance policies they need for nearly 100 years. Contact us to find the policy you need to protect your assets today!

Understanding Manufactured Home Insurance

What Manufactured Home Insurance Covers

Manufactured home insurance is a special insurance type for manufactured homes. These policies typically cover everything found in a standard homeowners insurance policy, including:

  • Dwelling coverage
  • Personal property coverage
  • Liability coverage
  • Additional living expenses

Most standard mobile home insurance policies do not include coverage for flood damage, in-transit damage, earthquakes, or hurricanes. However, these coverages may be available as add-ons. Consult with your insurance specialist to find out what additional coverages may be available to you.

How Much Insurance Do You Need?

The amount of manufactured home insurance you need will depend on your individual risk level. For example, if your home is located in an area that experiences heavy rainfall or hurricanes, you may need to strengthen your standard policy by adding on additional coverages for these weather conditions. In most cases, however, the standard policy will suffice for your manufactured home insurance needs. Consult with your insurance specialist to understand how much coverage you need for your home.

What Factors into Manufactured Home Insurance Cost?

Several factors dictate the cost of your manufactured home insurance policy, including:

  • The state in which you live
  • Environmental and geographical risks, such as hurricanes, tornadoes, flooding, and wildfires
  • Neighborhood crime statistics
  • Police, ambulatory, and fire department response quality in your district
  • Value, age, and condition of the mobile or manufactured home

You may also be able to save money by taking advantage of available discounts, such as bundled policies, adding safe home features, or enhancing your home’s energy efficiency. Discuss with your EEB manufactured home insurance specialist to understand the details of your premium cost.

Why Choose EEB for Manufactured Home Insurance?

Our Austin metro area insurance specialists have proudly served the region since 1928. For nearly 100 years, we’ve provided the high-quality insurance products and services homeowners need to protect their assets in the event of an emergency. Our team is dedicated to not only providing the best insurance products available but also helping our clients reach a true understanding of how our policies can help provide peace of mind. Receive your personalized manufactured home insurance policy by contacting our team today!

Manufactured Home Insurance FAQs

Do you need manufactured home insurance?

Most lenders will require that you hold a manufactured home insurance policy in order to finance your home. If you’re paying cash, the policy may not be required; however, it’s still an excellent idea to protect your home with an insurance policy in the event of an emergency.

Is manufactured home insurance more expensive than other types of insurance?

Manufactured home insurance policies are more expensive than traditional home insurance due to the home’s decreased ability to withstand emergency situations, such as flooding, extreme weather conditions, and wildfires. Find out how you can save on your manufactured home insurance policy by consulting with your EEB specialist.