Renters Insurance in Austin & Central Texas

Renters Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.

Is Renters Insurance Necessary in Georgetown, Austin & Central Texas?

If you don’t wish to pay for items that can be stolen or damaged, renters insurance is necessary to protect you from that financial strain at your Austin, TX area home. Most landlords do not have insurance policies to protect a tenant’s property, which means if the sprinklers go off and your laptop is on the table while you’re at work, you would have to pay to replace your laptop. Renters insurance covers many things, such as:

Replace What is Damaged or Stolen

Renters insurance covers your possessions against losses from fire or smoke, lightning, vandalism, theft, explosion, windstorm, and water damage from plumbing.

However, renters insurance does not cover floods, earthquakes, or routine wear and tear. You can, however, buy separate policies for flood and earthquake damage.

Renters insurance can help keep the burden of replacing your items if something happens to them. Contact Evans, Ewan & Brady Insurance Agency to find the right renters insurance coverage for you in Austin, TX or the surrounding areas today.

Protection from Living Expenses Due to Natural Disasters

Renters insurance pays the reasonable additional costs of temporarily living away from your home if you can’t live in it due to a fire, severe storm, or other insured disaster. It covers hotel bills, temporary rentals, restaurant meals, and other living expenses incurred while your home is being rebuilt. Coverage for additional living expenses differs from company to company.

You don’t have to be without a home if disaster strikes! Contact Evans, Ewan & Brady today for a renters insurance quote in Austin, Killeen, and Georgetown, TX or the surrounding areas.

Renters Insurance Covers Injuries
Renters insurance also covers your responsibility to other people injured at your home or elsewhere by you, a family member, or your pet, and it pays legal defense costs if you are taken to court.

How Much Renters Insurance Do You Need in Austin, TX?

Add up the cost of everything you would want to replace if it were damaged or stolen. This could also serve as the basis for an inventory that will make filing a claim easier. For an inventory, also record model numbers and dates and places of purchase. Take photographs or make a video of these items and place a copy of the inventory in a safe place away from your home.

If you rent an apartment or house, you need insurance to protect your belongings. While your landlord might have insurance, it only protects the building. Your belongings are not covered under those policies.

Request a quote online or call 512-869-1511 to begin comparing