While Texas law may not specifically require you to carry workers’ compensation coverage, many companies require their vendors and service providers to be fully insured, making it important for you to secure protection for injured employees. Additionally, adding workers’ compensation to your coverage plan allows you to limit your financial liability in the event that an employee suffers an injury or illness while executing their duties.
At Evans, Ewan & Brady, we leverage strong relationships with multiple insurance providers to help you compare Texas workers’ compensation quotes quickly and easily. We also offer experienced and detailed advice on a wide range of issues relating to workers’ compensation insurance:
Insurance companies use many factors to calculate your workers’ compensation rates, including number of employees and the industry in which you work. One of the most important factors considered by providers is your experience rating, a scale that takes into account the number of accidents reported by your business over a set time period. Understanding your experience rating and how it impacts your rates is important throughout your search for coverage.
As an employer, you may be held liable for expenses incurred by an employee who is injured or falls ill while active in the course of their duties. workers’ compensation policies are designed to limit your employer liability and reduce your out-of-pocket expenses in the event of an employee injury or illness.
A workers’ compensation policy will offer financial protection in the event that an employee is injured or falls ill while on the job. Many policies provide financial compensation for your employee’s medical care and lost wages. Some policies may provide a death benefit to a deceased employee’s loved ones.
Compare Austin Workers Comp Insurance Rates and Policies
The size of your business, number of employees, and industry are all among the many factors that play a role in the costs of your workers’ compensation coverage. We take great care to explain how these factors impact your costs and will help you compare Austin workers comp insurance rates from multiple providers.
We have worked with countless business owners in Georgetown, Austin, Round Rock, Killeen, and Pflugerville, and have gained unique insight into the challenges you face when searching for coverage for your company.
Request a quote online or call 512-869-1511 to begin comparing rates. If you would rather have us call you to discuss your Texas workers’ compensation quote needs, contact our Georgetown insurance agency online.